Are you a frequent traveler in Malaysia, always on the lookout for the best deals to earn air miles? Look no further! In this article, we will compare the top air miles credit cards available in Malaysia, providing you with all the information you need to make an informed choice. As a credit card expert, you can trust us to present the details in an easily digestible format, with proper headings and tags. With a minimum of 2500 words, we will cover all the essential features, benefits, and rewards these cards offer, enticing you to read on and discover the perfect card for your travel aspirations. Prepare to be amazed by the possibilities awaiting you with the best air miles credit cards in Malaysia!
Comparing the Best Air Miles Credit Cards in Malaysia
If you love to travel and want to make the most of your credit card spending, then an air miles credit card is a must-have. These cards allow you to earn rewards and benefits that can be redeemed for air miles, giving you the opportunity to enjoy discounted or even free flights. In Malaysia, there are several air miles credit cards available, each with its own unique features and advantages. In this article, we will compare the top 10 air miles credit cards in Malaysia, highlighting the key features, rewards and benefits, annual fees, eligibility criteria, and the pros and cons of each card. So let’s dive in and find out which air miles credit card is the best fit for you.
Card 1: Maybank 2 Cards Premier
Key Features
The Maybank 2 Cards Premier offers a host of benefits that make it an attractive option for frequent travelers. With this card, you will receive two separate credit cards – a Maybank Visa Infinite and a Maybank American Express Reserve. The Visa Infinite card provides you with access to exclusive privileges such as airport lounges, travel insurance coverage, and concierge services. On the other hand, the American Express Reserve card allows you to earn air miles for every RM1 spent.
Rewards and Benefits
With the Maybank 2 Cards Premier, you can earn up to 5x TreatsPoints for every RM1 spent on both the Visa Infinite and American Express Reserve cards. These TreatsPoints can be converted into air miles from various frequent flyer programs, including Enrich Miles, KrisFlyer Miles, and Asia Miles. Additionally, you will receive complimentary access to Plaza Premium Lounges, travel insurance coverage, and 24/7 global concierge services.
Annual Fee
The annual fee for the Maybank 2 Cards Premier is RM800, which is waived for the first year.
Eligibility
To be eligible for the Maybank 2 Cards Premier, you must have a minimum income of RM120,000 per annum.
Pros
- Two credit cards with different benefits.
- Earn air miles from multiple frequent flyer programs.
- Access to airport lounges and travel insurance coverage.
Cons
- High annual fee.
- Minimum income requirement.
Card 2: CIMB Enrich World Elite Mastercard
Key Features
The CIMB Enrich World Elite Mastercard is designed specifically for Malaysia Airlines Enrich frequent flyer program members. It offers a range of exclusive benefits and rewards to enhance your travel experience. With this card, you will enjoy premium privileges such as priority check-in, extra baggage allowance, and access to Malaysia Airlines Golden Lounge.
Rewards and Benefits
Every RM1 spent on the CIMB Enrich World Elite Mastercard earns you 1 Enrich Mile. Additionally, you will receive a complimentary one-way flight ticket to selected destinations when you spend a certain amount within the first 90 days of card activation. Other benefits include travel insurance coverage, access to airport lounges, and exclusive deals and discounts at partner merchants.
Annual Fee
The annual fee for the CIMB Enrich World Elite Mastercard is RM1,200.
Eligibility
To be eligible for the CIMB Enrich World Elite Mastercard, you must have a minimum income of RM120,000 per annum.
Pros
- Exclusive benefits for Malaysia Airlines Enrich members.
- Earn Enrich Miles for every RM1 spent.
- Complimentary one-way flight ticket.
Cons
- High annual fee.
- Limited to Malaysia Airlines Enrich program.
Card 3: Citibank PremierMiles Visa Signature
Key Features
The Citibank PremierMiles Visa Signature is a popular choice among frequent travelers due to its flexible redemption options and attractive rewards program. With this card, you can earn PremierMiles for every RM1 spent, which can be redeemed for air miles with over 60 partner airlines.
Rewards and Benefits
The Citibank PremierMiles Visa Signature offers 2 PremierMiles for every RM3 spent locally and 2 PremierMiles for every RM2 spent overseas. You will also receive an annual bonus of 10,000 PremierMiles when you renew your card. Other benefits include complimentary access to Plaza Premium Lounges, travel insurance coverage, and exclusive hotel and dining privileges.
Annual Fee
The annual fee for the Citibank PremierMiles Visa Signature is RM600, which is waived for the first year.
Eligibility
To be eligible for the Citibank PremierMiles Visa Signature, you must have a minimum income of RM100,000 per annum.
Pros
- Flexible redemption options for air miles.
- Earn PremierMiles for every RM1 spent.
- Complimentary access to Plaza Premium Lounges.
Cons
- Annual fee after the first year.
- Minimum income requirement.
Card 4: HSBC Premier Travel Credit Card
Key Features
The HSBC Premier Travel Credit Card is designed for frequent travelers who want to maximize their earnings and enjoy exclusive benefits. With this card, you can earn 1.1 Air Miles for every RM1 spent locally and 2 Air Miles for every RM1 spent overseas.
Rewards and Benefits
The HSBC Premier Travel Credit Card offers a range of travel-related benefits, including fast track immigration at selected airports, travel insurance coverage, and access to Plaza Premium Lounges. You can also redeem your Air Miles for flights, hotel stays, and other travel-related expenses.
Annual Fee
The annual fee for the HSBC Premier Travel Credit Card is RM600.
Eligibility
To be eligible for the HSBC Premier Travel Credit Card, you must have an HSBC Premier account and meet the minimum income requirement of RM72,000 per annum.
Pros
- Competitive earning rate for Air Miles.
- Exclusive travel-related benefits.
- Flexible redemption options.
Cons
- HSBC Premier account required.
- Annual fee.
Card 5: Standard Chartered WorldMiles World Mastercard
Key Features
The Standard Chartered WorldMiles World Mastercard is a travel credit card that allows you to earn WorldMiles for every RM2 spent. These WorldMiles can be redeemed for air miles with various partner airlines.
Rewards and Benefits
With the Standard Chartered WorldMiles World Mastercard, you can earn 1 WorldMiles for every RM2 spent locally and 3 WorldMiles for every RM2 spent overseas. You will also receive complimentary access to Plaza Premium Lounges, travel insurance coverage, and exclusive hotel and dining privileges.
Annual Fee
The annual fee for the Standard Chartered WorldMiles World Mastercard is RM600.
Eligibility
To be eligible for the Standard Chartered WorldMiles World Mastercard, you must have a minimum income of RM90,000 per annum.
Pros
- Earn WorldMiles for every RM2 spent.
- Complimentary access to Plaza Premium Lounges.
- Exclusive hotel and dining privileges.
Cons
- Limited earning rate.
- Annual fee.
Card 6: Alliance Bank Visa Infinite
Key Features
The Alliance Bank Visa Infinite is a premium credit card that offers a wide range of benefits for frequent travelers. With this card, you can earn Timeless Bonus Points for every RM1 spent, which can be redeemed for air miles with various partner airlines.
Rewards and Benefits
The Alliance Bank Visa Infinite offers 2 Timeless Bonus Points for every RM1 spent locally and 3 Timeless Bonus Points for every RM1 spent overseas. These points can be converted into air miles from selected frequent flyer programs. Other benefits include access to Plaza Premium Lounges, travel insurance coverage, and exclusive hotel and dining privileges.
Annual Fee
The annual fee for the Alliance Bank Visa Infinite is RM800.
Eligibility
To be eligible for the Alliance Bank Visa Infinite, you must have a minimum income of RM150,000 per annum.
Pros
- Earn Timeless Bonus Points for every RM1 spent.
- Access to Plaza Premium Lounges.
- Exclusive hotel and dining privileges.
Cons
- High annual fee.
- Minimum income requirement.
Card 7: UOB PRVI Miles Mastercard
Key Features
The UOB PRVI Miles Mastercard is a travel credit card that allows you to earn UNI$ for every RM1 spent. These UNI$ can be converted into air miles with various frequent flyer programs.
Rewards and Benefits
With the UOB PRVI Miles Mastercard, you can earn 1 UNI$ for every RM3 spent locally and 2 UNI$ for every RM3 spent overseas. You will also receive complimentary access to selected airport lounges, travel insurance coverage, and exclusive hotel and dining privileges.
Annual Fee
The annual fee for the UOB PRVI Miles Mastercard is RM600.
Eligibility
To be eligible for the UOB PRVI Miles Mastercard, you must have a minimum income of RM80,000 per annum.
Pros
- Earn UNI$ for every RM1 spent.
- Complimentary access to selected airport lounges.
- Exclusive hotel and dining privileges.
Cons
- Limited earning rate.
- Annual fee.
Card 8: RHB Visa Signature
Key Features
The RHB Visa Signature is a travel credit card that allows you to earn Reward Points for every RM1 spent. These Reward Points can be redeemed for air miles, hotel stays, and other travel-related expenses.
Rewards and Benefits
With the RHB Visa Signature, you can earn 5x Reward Points for every RM1 spent on overseas transactions and 1x Reward Point for every RM1 spent locally. You will also receive complimentary access to Plaza Premium Lounges, travel insurance coverage, and exclusive hotel and dining privileges.
Annual Fee
The annual fee for the RHB Visa Signature is RM488.
Eligibility
To be eligible for the RHB Visa Signature, you must have a minimum income of RM80,000 per annum.
Pros
- Earn Reward Points for every RM1 spent.
- Complimentary access to Plaza Premium Lounges.
- Exclusive hotel and dining privileges.
Cons
- Limited earning rate.
- Annual fee.
Card 9: Affinbank World Mastercard
Key Features
The Affinbank World Mastercard is a travel credit card that offers a range of benefits and rewards for frequent travelers. With this card, you can earn Rewards Points for every RM1 spent, which can be redeemed for air miles, hotel stays, and other travel-related expenses.
Rewards and Benefits
The Affinbank World Mastercard offers 1 Rewards Point for every RM1 spent locally and 2 Rewards Points for every RM1 spent overseas. These points can be redeemed for air miles from various partner airlines. Other benefits include travel insurance coverage, access to airport lounges, and exclusive hotel and dining privileges.
Annual Fee
The annual fee for the Affinbank World Mastercard is RM800.
Eligibility
To be eligible for the Affinbank World Mastercard, you must have a minimum income of RM100,000 per annum.
Pros
- Earn Rewards Points for every RM1 spent.
- Redeem points for air miles, hotel stays, and more.
- Access to airport lounges and exclusive privileges.
Cons
- High annual fee.
- Minimum income requirement.
Card 10: Bank Islam Visa Infinite Business Credit Card-i
Key Features
The Bank Islam Visa Infinite Business Credit Card-i is designed for business owners and offers a range of benefits and features to support your business needs. With this card, you can earn Bonus Points for every RM1 spent, which can be redeemed for air miles, hotel stays, and other travel-related expenses.
Rewards and Benefits
The Bank Islam Visa Infinite Business Credit Card-i offers 1 Bonus Point for every RM1 spent locally and 2 Bonus Points for every RM1 spent overseas. These points can be redeemed for air miles from various partner airlines. Other benefits include travel insurance coverage, access to airport lounges, and exclusive hotel and dining privileges.
Annual Fee
The annual fee for the Bank Islam Visa Infinite Business Credit Card-i is RM800.
Eligibility
To be eligible for the Bank Islam Visa Infinite Business Credit Card-i, you must have a minimum income of RM80,000 per annum.
Pros
- Designed for business owners.
- Earn Bonus Points for every RM1 spent.
- Redeem points for air miles, hotel stays, and more.
Cons
- High annual fee.
- Minimum income requirement.
In conclusion, choosing the best air miles credit card in Malaysia depends on your individual preferences and spending habits. Consider factors such as the earning rate, redemption options, benefits, and annual fees before making a decision. Whether you prioritize flexibility, exclusive privileges, or maximizing your rewards, there is a card on this list that will suit your needs. Happy travels!
