If you’re an avid foodie in Malaysia, then finding the best credit card for dining rewards is a must! Imagine being able to indulge in delicious meals at your favorite restaurants while earning exclusive perks and benefits. From cashback promotions to complimentary dining vouchers, this article will guide you through the top credit cards in Malaysia that offer unbeatable rewards for dining. With proper headings and informative content, you’ll discover the perfect credit card that caters to your gastronomic desires and helps you make the most out of every meal. So sit back, relax, and get ready to embark on a culinary adventure through the best credit cards for dining rewards in Malaysia!
The Best Credit Card for Dining Rewards in Malaysia
If you love dining out and enjoy exploring new restaurants, then having the right credit card can enhance your dining experience while also earning you great rewards. In Malaysia, there are several credit cards that offer excellent dining rewards along with a range of other benefits. In this article, we will explore the top credit cards for dining rewards in Malaysia.
Maybank 2 Cards Premier
Travel and dining benefits
With Maybank 2 Cards Premier, you can enjoy exclusive dining privileges at some of the best restaurants in Malaysia. From fine dining establishments to casual eateries, this card offers discounts and promotions that will make your dining experiences even more enjoyable. Additionally, this card also offers great travel benefits, making it the perfect choice for those who frequently travel.
Points earning structure
Maybank 2 Cards Premier allows you to earn reward points on every Ringgit spent. With this card, you can earn up to 5x TreatsPoints on all dining and travel-related expenses. These points can be redeemed for a range of rewards, including dining vouchers, air miles, and more.
Annual fee
The annual fee for Maybank 2 Cards Premier is RM800. However, with the numerous benefits and rewards that come with this card, the annual fee is well worth it for those who frequently dine out.
Promotions and discounts
Maybank offers various promotions and discounts exclusively for Maybank 2 Cards Premier holders. These promotions include discounts on dining, travel, shopping, and more. With these amazing offers, you can save a significant amount of money while enjoying your favorite dining experiences.
Complimentary travel insurance
One of the standout features of Maybank 2 Cards Premier is the complimentary travel insurance it offers. This coverage provides peace of mind while you are traveling, ensuring that you are protected in case of any unforeseen circumstances.
Citibank Cash Back Credit Card
Cashback on dining
If you are looking to earn cashback on your dining expenses, then the Citibank Cash Back Credit Card is an excellent choice. With this card, you can enjoy up to 12% cashback at selected dining establishments in Malaysia. This is a great way to save money while indulging in your favorite meals.
Other benefits and rewards
In addition to cashback on dining, the Citibank Cash Back Credit Card offers a range of other benefits and rewards. You can earn cashback on other categories such as groceries, petrol, and more. This makes it a versatile card that can be used for various expenses.
Minimum spend requirement
To enjoy the cashback benefits of the Citibank Cash Back Credit Card, you must meet the minimum spend requirement of RM500 per month. However, with dining being a regular expense for most people, this requirement is easily attainable.
Annual fee
The annual fee for the Citibank Cash Back Credit Card is RM120. Considering the cashback and other benefits that come with this card, the annual fee is a small price to pay for the value you receive.
Promotions and discounts
Citibank regularly offers promotions and discounts to its cardholders. These promotions can include discounts at select dining establishments, travel offers, and more. By taking advantage of these promotions, you can further enhance your dining experiences and save money.
Standard Chartered JustOne Platinum Mastercard
Cashback on dining
The Standard Chartered JustOne Platinum Mastercard offers generous cashback rewards, making it a great choice for those who frequently dine out. With this card, you can earn up to 15% cashback on your dining expenses. This is one of the highest cashback rates available on any credit card in Malaysia.
Cashback on other categories
In addition to dining, the Standard Chartered JustOne Platinum Mastercard also offers cashback on other categories such as groceries, online purchases, and more. This makes it a versatile card that can be used for various everyday expenses.
Minimum spend requirement
To enjoy the cashback benefits of the Standard Chartered JustOne Platinum Mastercard, you must meet the minimum spend requirement of RM500 per month. While this may seem high, the cashback rewards make it worth it for those who frequently use their credit card for daily expenses.
Annual fee
The annual fee for the Standard Chartered JustOne Platinum Mastercard is RM250. Considering the high cashback rates and other benefits this card offers, the annual fee is reasonable and easily offset by the rewards you earn.
Promotions and discounts
Standard Chartered regularly offers promotions and discounts to its cardholders. These promotions can include exclusive dining offers, travel deals, and more. By taking advantage of these promotions, you can maximize your savings and enjoy great experiences.
RHB Visa Signature
Dining privileges and rewards
The RHB Visa Signature card offers exclusive dining privileges and rewards to its cardholders. With this card, you can enjoy discounts and promotions at various dining establishments, ranging from fine dining to casual eateries. These privileges make dining out a more rewarding experience.
Points earning structure
The RHB Visa Signature card allows you to earn reward points on every Ringgit spent. With this card, you can earn 2x reward points on all dining and overseas expenses. These points can be redeemed for a range of rewards, including dining vouchers, merchandise, and more.
Annual fee
The annual fee for the RHB Visa Signature card is RM800. Considering the dining privileges, rewards, and other benefits that come with this card, the annual fee is well worth the value it offers.
Promotions and discounts
RHB regularly offers promotions and discounts exclusively for RHB Visa Signature cardholders. These promotions can include special dining offers, travel deals, and more. By taking advantage of these promotions, you can enjoy great savings and enhance your dining experiences.
Travel insurance coverage
One of the standout features of the RHB Visa Signature card is the travel insurance coverage it offers. As a cardholder, you are automatically covered with travel insurance when you charge your flight tickets or travel expenses to your RHB Visa Signature card. This provides peace of mind and ensures that you are protected during your travels.
HSBC Premier Travel Credit Card
Dining and travel benefits
With the HSBC Premier Travel Credit Card, you can enjoy a range of dining and travel benefits. This card offers exclusive dining privileges and discounts at select restaurants in Malaysia. Additionally, it also offers travel benefits such as discounts on hotel bookings, travel insurance coverage, and more.
Points earning structure
The HSBC Premier Travel Credit Card allows you to earn reward points on every Ringgit spent. With this card, you can earn 1 reward point for every RM1 spent on local expenses and 2 reward points for every RM1 spent on overseas expenses. These points can be redeemed for a variety of rewards, including air miles, dining vouchers, and more.
Annual fee
The annual fee for the HSBC Premier Travel Credit Card is RM600. Considering the dining and travel benefits, as well as the reward points you can earn with this card, the annual fee is reasonable and easily offset by the value you receive.
Promotions and discounts
HSBC regularly offers promotions and discounts exclusively for HSBC Premier Travel Credit Card holders. These promotions can include discounts at select dining establishments, travel offers, and more. By taking advantage of these promotions, you can further enhance your dining and travel experiences.
Travel insurance coverage
One of the standout features of the HSBC Premier Travel Credit Card is the travel insurance coverage it offers. As a cardholder, you are automatically covered with travel insurance when you charge your flight tickets or travel expenses to your HSBC Premier Travel Credit Card. This provides peace of mind and ensures that you are protected during your travels.
CIMB Cash Rebate Platinum Mastercard
Cash rebate on dining
The CIMB Cash Rebate Platinum Mastercard is an excellent choice for those who want to earn cash rebates on their dining expenses. With this card, you can enjoy up to 10% cash rebates at selected dining establishments in Malaysia. This is a great way to save money while enjoying your favorite meals.
Cash rebate on other categories
In addition to dining, the CIMB Cash Rebate Platinum Mastercard also offers cash rebates on other categories such as groceries, online shopping, and more. This makes it a versatile card that can be used for various everyday expenses.
Minimum spend requirement
To enjoy the cash rebate benefits of the CIMB Cash Rebate Platinum Mastercard, you must meet the minimum spend requirement of RM800 per month. While this may seem high, the cash rebates make it worth it for those who frequently use their credit card for daily expenses.
Annual fee
The annual fee for the CIMB Cash Rebate Platinum Mastercard is RM238. Considering the cash rebates and other benefits this card offers, the annual fee is reasonable and easily offset by the rewards you earn.
Promotions and discounts
CIMB regularly offers promotions and discounts to its cardholders. These promotions can include exclusive dining offers, travel deals, and more. By taking advantage of these promotions, you can maximize your savings and enjoy great experiences.
Public Bank Quantum Mastercard
Cashback on dining
The Public Bank Quantum Mastercard offers cashback rewards on dining expenses, making it a great choice for food lovers. With this card, you can earn up to 5% cashback at selected dining establishments in Malaysia. This is a fantastic way to save money while indulging in your favorite dishes.
Cashback on other categories
In addition to dining, the Public Bank Quantum Mastercard also offers cashback on other categories such as petrol, groceries, and more. This makes it a versatile card that can be used for various everyday expenses.
Minimum spend requirement
To enjoy the cashback benefits of the Public Bank Quantum Mastercard, you must meet the minimum spend requirement of RM30 per month. This low minimum spend requirement makes it easy for cardholders to earn cashback on their everyday expenses.
Annual fee
The annual fee for the Public Bank Quantum Mastercard is RM148. Considering the cashback rewards and other benefits this card offers, the annual fee is reasonable and easily offset by the savings you earn.
Promotions and discounts
Public Bank regularly offers promotions and discounts exclusively for Public Bank Quantum Mastercard holders. These promotions can include special dining offers, shopping deals, and more. By taking advantage of these promotions, you can save money and enjoy great experiences.
Alliance Bank You:nique Rebates
Cashback on dining
The Alliance Bank You:nique Rebates card offers attractive cashback rewards on dining expenses, making it a great choice for food enthusiasts. With this card, you can enjoy up to 3% cashback at selected dining establishments in Malaysia. This is a fantastic way to save money while savoring delicious meals.
Cashback on other categories
In addition to dining, the Alliance Bank You:nique Rebates card also offers cashback on other categories such as groceries, petrol, and more. This makes it a versatile card that can be used for various everyday expenses.
Unique customization feature
One of the standout features of the Alliance Bank You:nique Rebates card is its unique customization feature. With this card, you can personalize the design to reflect your personal style or interests. This adds a fun and personalized touch to your credit card experience.
Annual fee
The annual fee for the Alliance Bank You:nique Rebates card is RM98. Considering the cashback rewards and the unique customization feature this card offers, the annual fee is reasonable and easily offset by the value you receive.
Promotions and discounts
Alliance Bank regularly offers promotions and discounts to its cardholders. These promotions can include exclusive dining offers, travel deals, and more. By taking advantage of these promotions, you can further enhance your dining experiences and save money.
UOB YOLO Visa Credit Card
Cashback on dining
The UOB YOLO Visa Credit Card offers attractive cashback rewards on dining expenses, making it a popular choice for food lovers. With this card, you can enjoy up to 5% cashback on dining expenses at selected restaurants in Malaysia. This is a great way to save money while indulging in your favorite cuisines.
Other benefits and rewards
In addition to cashback on dining, the UOB YOLO Visa Credit Card offers a range of other benefits and rewards. These can include discounts at entertainment outlets, travel rewards, and more. This makes it a versatile card that offers value in various aspects of your lifestyle.
Minimum spend requirement
To enjoy the cashback benefits of the UOB YOLO Visa Credit Card, you must meet the minimum spend requirement of RM500 per month. While this may seem high, the rewards and benefits make it worth it for those who use their credit card regularly.
Annual fee
The annual fee for the UOB YOLO Visa Credit Card is RM90. Considering the cashback rewards and other benefits this card offers, the annual fee is reasonable and easily offset by the savings you earn.
Promotions and discounts
UOB regularly offers promotions and discounts exclusively for UOB YOLO Visa Credit Card holders. These promotions can include special dining offers, entertainment deals, and more. By taking advantage of these promotions, you can enhance your lifestyle experiences and enjoy great savings.
Bank Rakyat Credit Card-i
Rewards for halal dining
The Bank Rakyat Credit Card-i is designed for Muslim cardholders who prioritize halal dining experiences. With this card, you can enjoy exclusive rewards and benefits when dining at halal-certified establishments in Malaysia. This makes it an ideal choice for those who want to support and enjoy halal dining experiences.
Additional benefits and rewards
In addition to rewards for halal dining, the Bank Rakyat Credit Card-i offers a range of additional benefits and rewards. These can include discounts at select merchants, travel deals, and more. This makes it a versatile card that offers value in various aspects of your lifestyle.
Annual fee
The annual fee for the Bank Rakyat Credit Card-i is RM80. Considering the rewards and benefits this card offers, the annual fee is reasonable and easily offset by the value you receive.
Promotions and discounts
Bank Rakyat regularly offers promotions and discounts exclusively for Bank Rakyat Credit Card-i holders. These promotions can include special offers at halal dining establishments, travel deals, and more. By taking advantage of these promotions, you can further enhance your dining and lifestyle experiences.
Islamic banking principles
One of the standout features of the Bank Rakyat Credit Card-i is that it adheres to Islamic banking principles. This ensures that the card is compliant with Shariah law and provides peace of mind for Muslim cardholders.
In conclusion, these credit cards offer excellent dining rewards and a range of other benefits to enhance your lifestyle. Whether you prefer cashback rewards, reward points, or exclusive dining privileges, there is a credit card on this list to suit your preferences. Remember to carefully consider the features, annual fees, and promotions offered by each card to find the best one for your needs. Happy dining and enjoy the rewards!
